You can't file a claim on your insurance for damage from a storm that occurred before you were the owner of the property.???? As the seller has reduced price to cover the costs, the repair costs are yours and yours alone.
Insurance companies come out and inspect for major damage, therefore, it would be clear it wasn't from a new storm.
roof granola??? educate me!
Source: http://www.zillow.com/advice-thread/Will-my-future-insurance-company-know-the-previous-record-and-hence-increase-my-premium/468536/
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